Creating an effective estate plan involves more than drafting a will. For individuals looking to address complex financial needs or specific legacy goals, utilizing trusts for estate protection may be

Long-term care planning is an essential part of a comprehensive financial strategy, especially as healthcare costs continue to rise and people live longer. While the prospect of needing extended care

Retirement planning isn’t a one-time event—it’s an ongoing process that requires attention and adjustments as your life and goals evolve. Conducting an annual retirement review is one of the most

Retirement is a time of opportunity—an ideal phase to focus on the things that bring you joy and fulfillment. While financial security is essential, your emotional and physical well-being also

For many, financial planning is about more than accumulating wealth—it’s about using that wealth to reflect personal values, create purpose, and leave a lasting legacy. Aligning financial growth and legacy

Life is full of transitions—some expected, others surprising—and these moments often have a significant impact on your financial picture. Whether it’s a major milestone, a new opportunity, or an unexpected

Navigating the complexities of Medicare is an essential part of retirement planning. With multiple options and a range of coverage levels, understanding how to choose the plan that aligns with

Retirement is a time to enjoy the fruits of your labor, but ensuring your financial resources last requires careful planning and a well-structured approach. Preserving retirement wealth is about more

Required Minimum Distributions (RMDs) are an essential part of retirement planning, but they often bring unique challenges, particularly when it comes to taxes. Mandatory withdrawals from certain retirement accounts, such

Retirement is the perfect time to embrace new possibilities, and deciding where to live is one of the most exciting—and important—decisions you’ll make. Your choice of location can greatly influence

Retirement is a time to embrace new opportunities and enjoy the lifestyle you’ve worked hard to achieve. However, turning your vision into reality requires more than broad ideas—it calls for

Retirement is one of life’s most significant transitions, and having a well-thought-out plan is essential to navigating it with confidence. However, simply having ideas or loose goals is not enough—a

Estate planning is a critical component of managing your wealth, but it’s often overlooked or delayed. Without a well-structured plan, your assets may not be distributed as you intend, and

Long-term care is a topic that many prefer to avoid, but the reality is that the need for extended care can have significant financial and emotional impacts. As people live

Retirement represents a significant shift in life—one where your career winds down, and you have the opportunity to focus on the activities and experiences that matter most to you. However,

As life expectancy continues to rise, retirees face a unique challenge: ensuring their savings last as long as they do. While living a longer life can mean more time to

Retirement is a time of transformation—a chance to redefine priorities and embrace new opportunities. However, preparing for this phase of life requires more than financial planning. A truly holistic retirement

Retirement is a significant milestone—a time to embrace the life you’ve worked so hard to build. But achieving the retirement you envision requires thoughtful preparation and a comprehensive financial strategy.

Social Security benefits play a vital role in retirement planning for many Americans. As one of the few sources of guaranteed income in retirement, understanding how to navigate your Social

Managing family finances can be a daunting task, especially when faced with competing priorities and evolving needs. Many families encounter the same recurring challenges that make achieving financial clarity and

Managing your finances can feel overwhelming, especially when all the pieces seem disconnected and unclear. At Frazie Wealth Management, we believe that your financial life shouldn’t feel like a “junk

Strategies to Manage and Grow Your Assets for the Next Generation  If you have a desire to build wealth from the ground up for yourself and your loved ones, then

Strategies to Manage Your Wealth Estate planning can be complex, both from a legal and financial perspective, as well as a personal one. Thinking about the end of your life

Learn the Fundamentals to Develop a Comprehensive Approach  Effective financial planning and management can play a role in wealth building. A solid wealth-building strategy can help you prepare for potential

How to Maximize Retirement Accounts from Former Employers The journey to retirement spans a lifetime, marked by the pursuit of a fulfilling post-work life. Many Americans switch employers during their

The Power of Diversification in Managing Your Retirement Retirement is one of the most significant milestones in life. It represents the culmination of years of hard work and savings, but

Managing your business finances strategically can support efforts toward achieving financial stability. Small businesses represent a crucial pillar of the U.S. economy, as they employ half of the nation’s private-sector

Social Security is a vital source of income for retirees and is pivotal in keeping older Americans out of poverty. In fact, According to the National Academy of Social Insurance,

Developing a Comprehensive Plan to Manage Your Family’s Financial Future Estate planning is not just about managing your assets or distributing wealth; it’s about leaving a legacy that lasts for

Essential Elements and Guiding Principles of Comprehensive Financial Planning Some people avoid financial planning because they feel overwhelmed by all the numbers. Whether you have concerns about your understanding of

Strategies for Wealth Management and Tax Optimization High-net-worth individuals (HNWIs) may encounter complex tax situations due to their substantial wealth. As governments continue to evolve tax laws and regulations, HNWIS

Set Yourself Up to Tackle Any Unexpected Challenges You May Face  In a rapidly evolving world marked by the unpredictability of natural disasters, health crises, and economic fluctuations, being proactive

Develop a Comprehensive Strategy to Help You Manage Your Financial Wishes It can be uncomfortable to contemplate the end of life, but developing a thoughtfully crafted estate plan is crucial.

How to Create Joy and Meaning in This Phase of Life   Are you imagining retirement as a time of freedom and relaxation? Of course, you are! You have put in

Key Considerations for Couples Planning Retirement Together  As a financial advisor, I often find myself discussing retirement plans with couples who are contemplating the idea of retiring simultaneously. The concept

Helpful Ways to Accelerate Your Retirement Savings  Regardless of your age, saving for retirement is a crucial step in financial planning. While starting early is certainly advantageous, many individuals find

How Cultivating Gratitude May Transform Your Financial Independence As a financial professional, I have witnessed firsthand the profound impact that a money mindset can have on a person’s financial journey.

Preparation is Key for Covering Medical Expenses in Your Golden Years As you approach retirement, one of the most significant financial concerns you may face is managing retirement healthcare costs.

Considerations to Help You Develop a Tax-Savvy Retirement Plan There are potentially significant changes that could occur in the next 15 years. What’s more, the U.S. Census Bureau says that,

Tools and Techniques for Portfolio Optimization, Risk Management, and Asset Protection High Net Worth individuals and families – those having at least $1 million in liquid assets – face unique

Tips for Kicking Off Important Financial Conversations Talking about money can be an uncomfortable topic for many families. However, having open and honest discussions about money is important for financial

Tips for Navigating This Life-Changing Transition Passing on wealth can be a life-changing event, but it also comes with a great responsibility to preserve and grow your family’s legacy. Whether

Are Any of These Six Common Options the Right Retirement Plan for You? If you’re an entrepreneur, you know there are many benefits. You get to be your boss, make

Critical Considerations for this Challenging Life Transition Divorce can significantly affect various aspects of your life, depending on your individual circumstances. This includes your finances, which can cause a great

Make the Most of Your Transition to a Child-Free Home After spending decades caring for children, it can be quite the adjustment to transition to being an empty nester. You’re

Learn from these common mistakes and work towards your financial goals. A high income can potentially contribute to a sense of financial security. Maybe you’re enjoying a sprawling home, a

Choosing to Leave an Inheritance Can Impact Many Other Financial Planning Decisions  If you have worked hard and planned properly, you may be well situated to leave an inheritance to

Consider Taking Steps to Manage Your Financial Future Today With healthcare costs on the rise, American retirees must prepare to afford significant health and medical expenses in retirement. While strategizing

After Years of Hard Work, You Should Consider Planning for a Fulfilling Retirement Planning for retirement is a common goal for many individuals during their working years. It involves saving,

Before You Sign on the Dotted Line, Consider These Important Factors Are you dreaming of the chance to own a vacation home where you can escape whenever you need to

Women Face Many Challenges in Retirement and Planning Ahead is Key to Achieve Financial Independence  As healthcare costs continue to rise, it’s becoming increasingly important for American workers to consider

Imagine the day that we can rest easy knowing that they’ll become financially wise enough to grow our life’s earnings into something bigger than ourselves. No matter what you decide

How much money do you need to save for a comfortable retirement? This is a common—yet loaded—question, as the number you need for a comfortable retirement differs from individual to

Don’t you wish you could feel unquestionably confident about your finances? You don’t have to look far to find financial advice or so-called proven formulas that promise to bring you

Wouldn’t it be nice if making decisions about Social Security were simple and easy? We think so. But unfortunately, Social Security decisions are almost never easy. The decisions you make

My decision to become a financial advisor was not a shot in the dark—it was the result of the influence and examples of many different people in my life. It